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Pause before you pay (part II)

Pause before you pay (part II)

ENHANCING FINANCIAL WISDOM: FROM PRICE COMPARISON TO SPENDING AWARENESS The simple act of pausing before making a financial commitment can transform your budget and savings strategy, echoing the thoughtful approach advocated by Benjamin Franklin: “Beware of...
The Truth Fairy

The Truth Fairy

Once upon a time, in a land not so far away, there lived a magical creature known as the Retirement Fairy. This benevolent being was said to wave its wand and miraculously transform meagre savings into bountiful nest eggs, rescuing procrastinators and under-savers...
The behavioural blueprint for financial success

The behavioural blueprint for financial success

Traditionally, personal finance conversations have focused heavily on numbers, metrics, and strategies. However, Morgan Housel, in his insightful book “The Psychology of Money,” proposes a compelling argument: while acquiring wealth involves shrewd...
Who’s leaning on you?

Who’s leaning on you?

BALANCING FINANCIAL RESPONSIBILITY AND PERSONAL BOUNDARIES For all of us, we’re often interconnected with others in ways we don’t fully realise. Family members, friends, colleagues and even acquaintances can lean on us for support, both emotionally and...
Pause before you pay (part I)

Pause before you pay (part I)

THE ART OF MINDFUL SPENDING: HOW TO COMBAT IMPULSE BUYING In the rush of daily life, the urge to make spontaneous purchases can be compelling. Yet, giving in to this impulse often leads to clutter, not just in our homes but in our financial lives as well.  Warren...
Are you a cog in the machine?

Are you a cog in the machine?

In the grand machinery of personal finance, we all play a role. But have you ever stopped to consider what kind of role you’re playing? Are you the one tirelessly turning the cogs, or have you become the overseer of a well-oiled financial plan? Let’s...

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